Older New Yorkers have a wide variety of options when it comes to elder care. They can live in their communities, work, or age there. There are many options. The cost of senior living can be high, so it's important that you understand what your monthly costs will be before making a decision.
Home health aides
New York home health aides have the ability to offer more services to seniors to allow them to remain in their own homes. These services are offered by a range of providers. As with all services, it is important that you know what type of service is right to provide for your loved one and whether assistance is available through Medicaid or Medicare.
Home attendants assist with basic needs like meal preparation and grooming. They also enhance dignity and provide companionship. A home health aide can help with housekeeping, as well as running errands. These services can help you or your loved one feel more independent and get the quality care that they need.
Assisted living
New York seniors have many choices in terms of assisted living. There are many programs available for seniors, both through government agencies and non-profit organizations. Many of these programs are free. These programs help New Yorkers age in the community and avoid institutionalization. New York assisted living facilities take Social Security benefits.
Medicaid programs are available in the Empire State, and can help people afford assisted living. Medicaid covers most long-term care services, including those provided in nursing homes or non-medical residence care facilities. Medicaid does however not cover independent living arrangements.
Cost of in-home care
The cost of in-home elderly care in New York depends on the services provided. While medical care can be covered by medical insurance, most plans do not cover companion care. Companion care covers everything from transport and grooming to companionship, medication administration, and companionship. Home health care is more extensive and includes services ranging from physical activity to managing medications and household chores.
While some individuals choose to pay out-of-pocket for in-home elder care, others prefer to receive financial assistance. Medicare, for example covers some non-medical, but not 24-hour, or medical care. Medicaid covers certain levels of home care, but not all.
Medicaid
Medicaid for elderly Care in New York pays for health care services for people over 65 who are either blind or disabled. This program includes nursing care and assisted living communities. Medicaid cards can be used to receive the services for those who meet eligibility. There are several different ways to apply, including by mail, phone, or online.
Medicaid helps cover a wide variety of medical services, including hospital care, physical therapy, prescription drugs, and social services. It also covers the cost for personal care aids, adult daycare, and transportation to medical appointments. In addition, it can pay for mental health and social services. Applications are available at the county departments of Social Services.